Answered: What is The Employment Requirement For Car Finance? | UK
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What Is The Employment Requirement?

What Is The Employment Requirement?
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What Is The Employment Requirement?

At U Car Finance, there are no strict requirements regarding your employment status. We ask for your job title – along with your income, address, and your details to match your credit history. However, this won’t determine your approval.

Here at U Car Finance, We offer an array of finance deals that caters for all levels of employment, we take into account all circumstances, whether you have a full-time, part-time, self-employed or commissioned based jobs, we can help you get the most competitive rates for your car finance, relative to your circumstances from our carefully selected panel of lenders.

Lenders and dealers are often limited by the financial products they may have on offer, however with U Car Finance; we have 100’s of financial products to suit your car finance needs, even if you have Poor Credit.

 What if I’m Unemployed/Retired?

Older applicants are not required to be employed, as long as there is some proof of income such as a pension, they will be eligible. Joint applications may be a viable option, for those that have retired or a pensioner. This is similar to a Guarantor loan; only both applicants are responsible for repayment.

Another option would be a joint application; this is similar to a Guarantor loan. However, both applicants are held liable for the repayments over the allocated loan period. This is a good option for partnerships who may share a vehicle, as well as repayments, which can be split equally. One thing to take into account is when signing the agreement, it will require both applicants to be willing to pay the full amount if the other can’t or won’t pay it.

Use our finance calculator to see what you could borrow today; we have competitive rates, we consider all our applicants on an individual case by case basis, this way we can take all small personal factors into consideration when making a decision. You can call 0330 445 5505 and talk to one of our friendly members of staff who will help you with any queries.

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U Car FInance
U Car Finance is one of the leading UK Car Finance Brokers, we are dedicated to giving our customers the best service as possible. We accept people who have been refused elsewhere, people with good credit, bad credit and people with no credit history at all.

Our Address

U Car Finance
208 Victoria Street (Ground Floor)
Oldham, OL9 0DA
United Kingdom

Opening Times
Mon-Fri: 9.00 am - 7.00 pm
Saturday: 9.00 am - 5.00 pm
Sunday: Closed

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Contact us if you have any questions.

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Phone : 0330 223 4384
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