Answered: What is The Age Requirement To Apply For Car Finance? | UK
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What Is The Age Requirement?

What Is The Age Requirement?
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What Is The Age Requirement?

At U Car Finance, whether you live in England, Wales, Scotland or Northern Ireland, You are required to be at least 18 by law before making an application

Here at U Car Finance, we have made getting car finance simple, using our three step process, and you can be approved for car finance within minutes. Our aim is to help you secure low rate vehicle finance. We aim to get you the most competitive rates for your car finance, relative to your circumstances from our carefully selected panel of lenders.  We take into account all credit circumstances, whether you have an excellent, good or poor credit history and even if you have CCJs or have filed for bankruptcy. Lenders and dealers are often limited by the financial products they may have on offer, however with U Car Finance; we have 100’s of financial products to suit your car finance needs, even if you have Poor Credit.

Guarantor loans are a good option for youth drivers who might not have a reputable credit score at their age.  This means somebody else, preferably a parent, will be responsible for repaying the finance bill if you fail to make the payment.

I’m Retired/Pensioner, Can I Apply?

Older applicants do not require to be working, as long as there is some proof of income such as a pension, they will be eligible. Joint applications may be a viable option, for those that have retired or a pensioner. This is similar to a Guarantor loan; only both applicants are responsible for repayment.

If you have a short credit history, you can start building a credit history by opening your own bank account or arranging another form of credit, perhaps a monthly subscription fee or mobile phone contact.  Register on the electoral roll, this will help you build your credit profile.

Use our finance calculator to see what you could borrow today; we have competitive rates, we consider all our applicants on an individual case by case basis, this way we can take all small personal factors into consideration when making a decision. You can call 0330 445 5505 and talk to one of our friendly members of staff who will help you with any queries.

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U Car FInance
U Car Finance is one of the leading UK Car Finance Brokers, we are dedicated to giving our customers the best service as possible. We accept people who have been refused elsewhere, people with good credit, bad credit and people with no credit history at all.

Our Address

U Car Finance
208 Victoria Street (Ground Floor)
Oldham, OL9 0DA
United Kingdom

Opening Times
Mon-Fri: 9.00 am - 7.00 pm
Saturday: 9.00 am - 5.00 pm
Sunday: Closed

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Contact us if you have any questions.

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Phone : 0330 223 4384
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