Terms & Conditions | Car Finance Company - U Car Finance
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Terms & Conditions

Terms & Conditions

Information About Us

This page (together with the documents referred to on it) tells you the terms and conditions on which we supply any of the products and content listed on our website, ucarfinance.com (our “site”) to you. Please read these terms and conditions carefully before ordering any products from our site. You should understand that by ordering any of our products, you agree to be bound by these terms and conditions. Please understand that if you refuse to accept these terms and conditions, you should not order any products from our site.

The website located at https://ucarfinance.co.uk (the “Site”) is operated by AHOM Limited Company (“we”, “our”, “us”, “AHOM limited Company “) under the trade name U Car Finance (“we, “our”, “us”, “U Car Finance”). We are a Private Limited company registered in England and Wales under company number 10241649 and have our registered office at 208 Victoria Street, Manchester, OL9 0DA.

By accessing and using the Site, you agree to be bound by and to act by these terms and conditions.

If you have any queries or concerns regarding our terms, then please refer to our FAQ page.

 1) General

1.1 These ‘Terms & Conditions’ indicate the agreement between “you and U Car Finance”, By accessing and using the Site you agree to be bound by and to act in accordance with these terms and conditions.

1.2 We have a number of policies referred to in these terms and conditions, including our Privacy and Cookie Policy (together the “Terms”). These all form part of our agreement with you and apply to your use of the site so please take the time to read them. We recommend that you print or save a copy of these terms for future reference.

1.3 We are authorised and regulated by the Financial Conduct Authority (5680347). As such, we have certain duties and responsibilities towards you when we conduct business with you which is subject to our authorization (“Regulated Business”). Nothing in these Terms will affect the duties and responsibilities that we have to you in respect of our Regulated Business. In particular, information provided to you on parts of the site which concern your application for finance will be accurate at all times and this includes our being responsible for checking any content provided to us by third parties.

1.4 By accepting these ‘Terms’, you give us the authority to search your social status for security reasons. All the links on this site are controlled by U Car Finance so if you choose to upload your personal information onto the web page, it is at your own risk. If something not under U Car Finance’s control has happened, we will take no responsibility for it, however, our servers are really secure so there is minimum chance of that happening.

1.5 U Car Finance reserves the right to update these ‘Terms & Conditions’ and when updated, it is effective immediately.

1.6 By entering our site you warrant that you are legally capable of entering into binding contracts. You must be over the age of 18 to use this site and you must have a Full UK Driving License. You also agree to use this Site for personal and legal uses only.

1.7 Like many online services, we use a feature called a ‘cookie’. By agreeing to these terms, you are providing your consent for us to use cookies in the ways described in our Cookie Policy. However, you have the choice to delete any of these cookies at any time if you wish. Please see our Cookie Policy for detailed information on the types of cookies we use on the Site, the purposes for which we use each cookie and how you can disable and enable the use of certain cookies including the consequences of doing so.

1.8 The Privacy Policy forms a part of these terms. By entering our site you acknowledge and agree to this and accept the terms of the Privacy Policy. We take the protection of your privacy seriously, and the information you provide to U Car Finance will be used in accordance with our Privacy Policy.

 2) Access To The Site

2.1 The site is available to you at all times. However due to the nature of the internet, unpredictability of technology and the online environment we cannot always guarantee this. We do not promise that the content which we present will not be interrupted, is error-free or will be delivered in a timely manner. Or that the Site and server will be virus free or affected by any other harm. We do attempt to make sure that the Site is fault free so if you wish to report anything to us please do, so we can fix any problem, if possible, as soon as we can.

2.2 Your access to our website and app may be occasionally suspended or restricted to allow for repairs, maintenance or the introduction of a new facilities or services, although, we will try to limit the frequency and duration of any such suspension or restriction. However U Car Finance reserve the right to withdraw or amend the site which we provide without notice.

2.3 You must not seek to access, alter or delete any information to which you have no authorised access to, seek to overload the system via spamming or flooding or cause the software to crash, delay or be damaged. Otherwise you must not interfere with the operation of the system and site and change any information by compromising the site.

2.4 You must not misuse the site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the site, the server on which the site is stored or any server, computer or database connected to the site. You must not attack the site via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offense under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them and your right to use this site will cease immediately.

2.5 We make no promises in respect of any harm that may be caused by the transmission of a computer virus, worm, time bomb, Trojan horse, cancelbot, logic bomb or any other form of programming routine designed to damage, destroy or otherwise impair a computer’s functionality or operation including transmission arising from your download of any content, software you use to download the content, the Site or the servers that make it available.

2.6 In this respect you agree that it is your responsibility to install suitable anti-virus and security software on your computer hardware and other devices to protect against any such bugs, viruses or other such harmful programming routines. Any content downloaded or otherwise obtained through the use of the site is done at your own risk and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such content.

2.7 You are solely responsible for all the information submitted by you to this site. You must ensure that any information that you supply is up-to-date, truthful, accurate and not misleading or be likely to mislead or deceive in any way.

2.8 We do not recommend the use of this site or the material on this site to be used outside of the United Kingdom. If you do choose to access or use this site at any location outside of the United Kingdom then it is your sole responsibility to ensure that you are compliant with all the foreign and local laws or requirements.

 3) Your Account

3.1 When using this site and making an account it is your responsibility to ensure that the confidentiality of your account, account name and password, and that no unauthorised person/s have access to them. You also agree that all activities that occur under your account or password, you will be responsible for.

3.2 Part 2.7 also applies here so please make sure to read it as it states the responsibilities that you take immediately after making an account with U Car Finance.

3.3 We shall not be liable to any person/s for any loss or damage that may arise as a result of your failure to keep your account and password protected.

3.4 If you have breached or we have justifiable reasons to believe you have breached or will breach, the terms, we may suspend or cancel your registration at our reasonable discretion.

3.4 We have the right to refuse access to our website, terminate accounts, remove or edit content and cancel orders at our discretion. If we do cancel an order, you will not be charged.

 4) Third Parties

4.1 This Site may include material provided by a third-party product or service providers. By entering this Site you acknowledge this and that any material, content or links to a third-party product or service providers, advertisers or sponsoring organizations are not under our control and the third party will be responsible for making sure that any material submitted to be included on the site complies with any relevant laws. We are not obligated to the responsibility of any such material that may be untrue, out-of-date, incomplete, includes errors or is inaccurate.

4.2 You acknowledge that the Site contains links to other websites. We do not review these third party websites nor have any control over them and we are not responsible for the website, their content or availability. U Car Finance provide these links solely for your convenience. When you activate any of these links, you will leave the site and we accept no responsibility for the availability or content of any linked websites or for any loss or damage that may arise from your use of them. Also the activation of a link does not mean U Car Finance or any association with the operators of our site endorses these third party websites. If you decide to access any of these sites you do so entirely at your own risk.

4.3 If you have used or will use a linked site, any personal information, details or data you provide to them will be under the site’s management and will be handled and come in accordance with the site’s privacy policy and terms. In relation to this please make sure to have read the site’s terms and conditions and privacy policy before you use the site and/or provide any of your details.

4.4 We refuse all liability and responsibility which arises or may arise due to your reliance on material from a third party site. Any loss, damage, the rise of costs, effect on reputation or any indirect loss, will be yours under your liability.

5) Liability

5.1 Nothing in these term and conditions excludes or limits our liability for:

  1. a) death or personal injury caused by our negligence;
  2. b) fraud or fraudulent misrepresentation;
  3. c) any breach of the obligations implied by section 12 of the Sale of Goods Act 1979;
  4. d) defective products under the Consumer Protection Act 1987; or
  5. e) any other matter for which it would be illegal for us to exclude or attempt to exclude our liability.

5.2 U Car Finance will not be liable for anything as a result of any act or event which is out of our control or knowledge also in relation to clause 10 of these Terms.

5.3 If we are found liable to you in connection with our site the liability shall be limited to £100.

6) Written Communications

6.1 Applicable laws require that some of the information or communications we send to you should be in writing. When using our site, you accept that communication with us will be mainly electronic. We will contact you by e-mail or provide you with information by posting notices on our website. For contractual purposes, you agree to this electronic means of communication and you acknowledge that all contracts, notices, information and other communications that we provide to you electronically comply with any legal requirement that such communications be in writing. This condition does not affect your statutory rights.

7) Transfer of Rights and Obligations

7.1 The contract between you and us is binding on you and us and on our respective successors and assignee’s. You may not transfer, assign, charge or otherwise dispose of a contract, or any of your rights or obligations arising under it, without our prior written consent. We may transfer, assign, charge, sub-contract or otherwise dispose of a contract, or any of our rights or obligations arising under it, at any time during the term of the contract.

8) Severability

8.1 If any of these terms and conditions or any provisions of a Contract are determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term, condition or provision will to that extent be severed from the remaining terms, conditions and provisions which will continue to be valid to the fullest extent permitted by law.

9) Entire Agreement

9.1 These terms and conditions and any document expressly referred to in them constitute the whole agreement between us and supersede all previous discussions, correspondence, negotiations, previous arrangement, understanding or agreement between us relating to the subject matter of any Contract.

9.2 We each acknowledge that, in entering into a contract, neither of us relies on, or will have any remedies in respect of, any representation or warranty (whether made innocently or negligently) that is not set out in these terms and conditions or the documents referred to in them. Each of us agrees that our only liability in respect of those representations and warranties that are set out in these terms and conditions (whether made innocently or negligently) will be for breach of contract. Nothing in this clause 11 limits or excludes any liability for fraud.

10) Events Outside Our Control

10.1 We will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under a Contract that is caused by any act or omission outside our reasonable control (Force Majeure Event), including, without limitation, industrial action, civil commotion, terrorist attack, war, fire, explosion, storm, flood, earthquake, epidemic or other natural disaster, any impossibility of the use of transport, any impossibility of the use of telecommunications and the acts, legislation, regulations or restrictions of any government.

10.2 Our performance under any contract is deemed to be suspended for the period that the Force Majeure Event continues, and we will have an extension of time for performance for the duration of that period. We will use our reasonable endeavors to bring the Force Majeure Event to a close or to find a solution by which our obligations under the Contract may be performed despite the Force Majeure Event.

11) Notices

11.1 All notices given by you to us must be given to U Car Finance at 208 Victoria Street (Ground Floor), Oldham, OL9 0DA, United Kingdom and info@ucarfinance.com. We may give notice to you at either the e-mail or postal address you provide to us when placing an order. Notice will be deemed received and properly served immediately when posted on our website, twenty-four (24) hours after an e-mail is sent, or three (3) days after the date of posting of any letter. In proving the service of any notice, it will be sufficient to prove, in the case of a letter, that such letter was properly addressed, stamped and placed in the post and, in the case of an e-mail, that such e-mail was sent to the specified e-mail address of the addressee.

12) Law and Jurisdiction

12.1 Contracts for the purchase of Products through our site and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) will be governed by the law of England and Wales. Any dispute or claim arising out of or in connection with such Contracts or their formation (including non-contractual disputes or claims) will be subject to the non-exclusive jurisdiction of the courts of England and Wales.

U Car FInance
U Car Finance is one of the leading UK Car Finance Brokers, we are dedicated to giving our customers the best service as possible. We accept people who have been refused elsewhere, people with good credit, bad credit and people with no credit history at all.

Our Address

U Car Finance
208 Victoria Street (Ground Floor)
Oldham, OL9 0DA
United Kingdom

Opening Times
Mon-Fri: 9.00 am - 7.00 pm
Saturday: 9.00 am - 5.00 pm
Sunday: Closed

Our Contact Infomation

Contact us if you have any questions.

Click Here For Contact Form
Phone : 0330 223 4384
Email : info@ucarfinance.co.uk

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