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Getting Car Finance Is As Simple As 123…

Student Car Finance

Student Car Finance
  • Quick & Simple Application Process
  • All Circumstances Considered‎
  • Buy Any Car From Any Dealer
  • No Deposit Required
  • No Arrangement Fees
  • Refinancing Available
Car Finance Calculator
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Credit Duration
4 Years
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Student Car Finance

Here at U Car Finance, we have made getting car finance simple, using our three step process, and you can be approved for car finance within minutes. Our aim is to help you secure low rate vehicle finance. We aim to get you the most competitive rates for your car finance, relative to your personal circumstances from our carefully selected panel of lenders.

Instead of having to save up for years to buy the car of your dreams, car finance allows you to buy a car now and pay for the car/vehicle you want in monthly instalments. With our three step process Apply, Get Approved, Sign & Collect! You can receive your new car within 48 hours; it’s that simple!

Lenders look at an individual’s credit score when it comes to lending finance to purchase a vehicle, and your credit rating usually indicates how reputable you are when it comes to paying back loan/finance. They do this by looking at your history, e.g. your behaviour and pattern when it comes to making repayments, if you have missed any payments, do you have a steady flow of income and if you are likely to make the repayments on the loan/finance, etc.

Here at u car finance, we do our best to get everyone approved for car finance, including students, we consider all our applicants on an individual case by case basis, this way, we are able to take all personal factors into consideration when making a decision. Fortunately, here at U Car Finance, we have numerous lenders with over 100 car finance products to suit a student’s needs.

We do our best to get each customer an approval on their car finance. That includes students too. We understand that as a student, you may not be in the best position financially. Fortunately, here at U Car Finance, we have some lenders who specify in helping people who aren’t in the best financial position.

At U Car Finance we offer various finance agreements to ensure that there is an option for everyone. As a young mature student, you may have questionable Credit History or have a good credit history; nonetheless, you may want to consider:

·         A Guarantor Loan– usually a parent or a relative who given their consent to cover any monthly repayments in case you miss any payment, the lender can ask the Guarantor to make the payment on the applicant’s behalf. (the guarantor is legally liable to make the repayments if the applicant cannot make the payment)

Getting a Guarantor Loan is not only a helpful way to keep up your repayments; it will also help you improve your credit score in the long run as long as repayments are made on time. Meaning you will have a better chance of getting approved for a single applicant loan next time.

·         A Joint Application, Similar to a Guarantor Loan but both applicants share an equal responsibility. If one applicant defaults or refuses to make a contribution, the other applicant is still liable.

·         Putting down a sizeable deposit on the finance agreement will result in a huge reduction in the monthly costs, which may make the finance agreement effortlessly affordable.

Here at U Car Finance we understand as a student getting car finance can be difficult, and we know finances can also be limited to working, and studying can be difficult, so use our Car Finance Calculator to see what you could borrow, our finance calculator can give an idea on your monthly repayments based on your credit rating.

Alternatively, you can call 0330 445 5505 and talk to one of our friendly members of staff who will help you with any queries.

Why Choose U Car Finance?

  • All Circumstances Considered‎
  • Low Interest Rates
  • No Deposit Required
  • No Arrangement Fees
  • No Obligation Quote
  • Refinancing Available
About Us & How Car Finance Works

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U Car FInance
U Car Finance is one of the leading UK Car Finance Brokers, we are dedicated to giving our customers the best service as possible. We accept people who have been refused elsewhere, people with good credit, bad credit and people with no credit history at all.

Our Address

U Car Finance
208 Victoria Street (Ground Floor)
Oldham, OL9 0DA
United Kingdom

Opening Times
Mon-Fri: 9.00 am - 7.00 pm
Saturday: 9.00 am - 5.00 pm
Sunday: Closed

Our Contact Infomation

Contact us if you have any questions.

Click Here For Contact Form
Phone : 0330 223 4384
Email :

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