No Deposit Car Finance: UK's Best Car Finance Company | U Car Finance
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No Deposit Car Finance

No Deposit Car Finance
  • Quick & Simple Application Process
  • All Circumstances Considered‎
  • Buy Any Car From Any Dealer
  • No Deposit Required
  • No Arrangement Fees
  • Refinancing Available
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No Deposit Car Finance

At U Car Finance we can arrange car finance with no deposit required. At U Car Finance we have 100’s of financial products to suit your car finance needs. Here at U Car Finance, we do our best to get each and every customer an approval on their car finance. That includes individuals with No Deposit. We understand an individual with No Deposit may not be in the best position financially.

Here at U Car Finance, we have made getting car finance simple, using our three step process, and you can be approved for car finance within minutes. Our aim is to help you secure low rate vehicle finance. We aim to get you the most competitive rates for your car finance, relative to your circumstances from our carefully selected panel of lenders.

Instead of having to save up for years to buy the car of your dream, car finance allows you to buy a car now and pay for the car/vehicle you want in monthly instalments. With our three step process; Apply, Get Approved, Sign & Collect! You can receive your new car within 48 hours; it’s that simple!

Banks and car finance lenders look at an individual’s credit score when it comes to lending to an individual to purchase a vehicle, and your credit rating usually indicates how reputable you are when it comes to paying back loan/finance. Banks and car finance lenders do this by looking at your history e.g. behaviours and patterns when it comes to making repayments, if you made payments on time, if you missed any payments, did you have a steady flow of income and if you are likely to make the repayments on the loan/finance, etc.

No Deposit will result in the applicant paying higher monthly repayments, to qualify for No Deposit car finance an applicant would need to have a fair credit score. If the applicant has an adverse credit score, they may not be applicable for No Deposit car finance.

By putting an initial deposit when purchasing a vehicle, you will be decreasing the overall finance cost. This, in turn, will lower the monthly repayment. However here at U Car Finance, we do not require you to put down a deposit. However, we will advise you to put in an initial payment if:

· You have a below average credit score or a history of CCJ’s, IVA’s, Defaults, etc.

· If your income (pay slips, bank statement) suggests, you may struggle to make the repayments.

· When you apply for finance towards a mobile caravan or motorhome. This is because these vehicles are typically more costly, meaning the loan amount will be higher than an average car or motorbike.

Use our finance calculator to see what you could borrow today; our finance calculator can give an idea on your monthly repayments based on your credit rating. Alternatively, you can call 0330 445 5505 and talk to one of our friendly members of staff who will help you with any queries.

Why Choose U Car Finance?

  • All Circumstances Considered‎
  • Low Interest Rates
  • No Deposit Required
  • No Arrangement Fees
  • No Obligation Quote
  • Refinancing Available
About Us & How Car Finance Works

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U Car FInance
U Car Finance is one of the leading UK Car Finance Brokers, we are dedicated to giving our customers the best service as possible. We accept people who have been refused elsewhere, people with good credit, bad credit and people with no credit history at all.

Our Address

U Car Finance
208 Victoria Street (Ground Floor)
Oldham, OL9 0DA
United Kingdom

Opening Times
Mon-Fri: 9.00 am - 7.00 pm
Saturday: 9.00 am - 5.00 pm
Sunday: Closed

Our Contact Infomation

Contact us if you have any questions.

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Phone : 0330 223 4384
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