Improve Credit Score

Your credit rating indicates how reputable you are when it comes to paying back loans. This could be a phone contract, mortgage or any other kind of loan. This information is needed, so lenders know your reliability when taking on a loan.

However, some people may find that their credit score isn’t the best. If that’s you, don’t worry, U Car Finance is always there to help you get the finance agreement you want. Even if this means improving your credit score. Although U Car Finance has alternative routes for finance – if you’re a below average creditor, we still encourage you to improve.

To improve your credit score, you could:

· Keep your credit profile up to date and accurate

· Register on the electoral roll at your current address

· Take out small loans

· Be punctual with your repayments

· Stay within limits when using credit cards

· Keep all financial contracts – bank accounts, mobile contracts & credit cards – registered to your current address

· Set up a direct debit; if you tend to miss payments

Remember, with U Car Finance; a good credit rating is not essential for approval. Feel free to use our finance calculator to see what you could borrow today; our finance calculator can give an idea on your monthly repayments based on your credit rating. Alternatively, you can call 0330 445 5505 and talk to one of our friendly members of staff who will help you with any queries.