Good Credit Car Finance: UK's Best Car Finance Company |U Car Finance
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Good Credit Car Finance

Good Credit Car Finance
  • Quick & Simple Application Process
  • All Circumstances Considered‎
  • Buy Any Car From Any Dealer
  • No Deposit Required
  • No Arrangement Fees
  • Refinancing Available
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Good Credit Car Finance

Do you have Good Credit? If the answer is yes, we can help. Here at U Car Finance, we have made getting car finance simple, using our three step process, and you can be approved for car finance within minutes. Our aim is to help you secure low rate vehicle finance. We aim to get you the most competitive rates for your car finance relating to your personal circumstances from our carefully selected panel of lenders.

Instead of having to save up for years to buy the car of your dreams, car finance allows you to buy a car now and pay for it in monthly instalments. With our three steps process Apply, Get Approved, Sign & Collect! You can receive your new car within 48 hours; it’s that simple!

Banks and car finance lenders look at an individual’s credit score when it comes to lending to an individual to purchase a vehicle, and your credit rating usually indicates how reputable you are when it comes to paying back loan/finance. Banks and car finance lenders do this by looking at your history which indicates your behaviour and pattern when it comes to making repayments. If you make payments on time, or if you have missed any payments. Do you have a steady flow of income? And if you are likely to make the repayments on the loan/finance, etc.

With Good Credit history, you can find it easy to get car finance, however making sure you are getting a good rate can be difficult, as lenders and dealers are often limited by the financial products they may have on offer, however with U Car Finance, we have over 100 of financial products to suit your car finance needs.

If you have a Good Credit rating then getting car finance will be simple. With our trusted panels of lenders you are more than likely to secure car finance with one of our good credit car finance lenders – so what are you waiting for? Apply now and get approved today!

Having a Good Credit score means:

  • You’ll be able to apply for a larger and/or longer term finance agreements

  • Are eligible for lower rates of interest (ROI)

  • Will be less likely to be asked or advised to put down a deposit

  • Potentially be permitted for more than one finance agreement (depending on your finance history)

A typical example of a good credit score would consist of an individual who has resided at an address for an extended period of an electoral roll record, is a homeowner or a long term tenant with long term employment or self-employed. Infrequent credit applicant with a long credit history, loans, credit cards, and mortgage, with few missed payment, defaults or CCJ. Equifax 420-466 represents good credit profile.

On the other hand, having a bad or lower credit score may restrict you for some of the entitlements stated above. At U Car Finance we understand there are factors outside of your control which can have negative impacts on your credit score. You may even have a short or non-existent credit history. Fortunately, At U Car Finance we offer various forms of finance agreements for those in these positions.

To name a few, there are:

  • Guarantor Loans

  • Joint Application

  • Part Exchanges

You can find dedicated pages explaining more about these agreements on our website. Use our finance calculator to see what you could borrow today; our finance calculator can give an idea on the monthly payments based on your credit rating. Although we cannot guarantee you a loan/finance, at U Car Finance we do our best to get everyone approved. We welcome individuals with Good Credit, Bad Credit, Poor Credit or no Credit at all; we consider all our applicants on an individual case by case basis, this way we can take all small personal factors into consideration when making a decision.

You can call 0330 445 5505 and talk to one of our friendly members of staff who will help you with any queries.

Why Choose U Car Finance?

  • All Circumstances Considered‎
  • Low Interest Rates
  • No Deposit Required
  • No Arrangement Fees
  • No Obligation Quote
  • Refinancing Available
About Us & How Car Finance Works

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U Car FInance
U Car Finance is one of the leading UK Car Finance Brokers, we are dedicated to giving our customers the best service as possible. We accept people who have been refused elsewhere, people with good credit, bad credit and people with no credit history at all.

Our Address

U Car Finance
208 Victoria Street (Ground Floor)
Oldham, OL9 0DA
United Kingdom

Opening Times
Mon-Fri: 9.00 am - 7.00 pm
Saturday: 9.00 am - 5.00 pm
Sunday: Closed

Our Contact Infomation

Contact us if you have any questions.

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Phone : 0330 223 4384
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