FAQ's: Car Finance Frequently Asked Questions | U Car Finance UK
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General – FAQs
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Frequently Asked Questions - General

Please have a read through our extensive Frequently Asked Questions. If you have any further queries in relation to car finance, you can contact us on enquires@ucarfinance.co.uk or call us on 0330 445 5505.

Do I Need A Deposit? - The short answer for this is no. At U Car Finance, we don't need a deposit from you, however if you do have some funds available to use as a deposit, you can put this down and this will reduce your total loan amount. This... Read FAQ
Do I Need To Have A Driver License? - The short answer is no. However, most lenders will expect some form of drivers licence or ID, but it does not need to be full UK Driver's licence. You can still apply with a provisional, European, International license or even no licence. You may also... Read FAQ
How Does Car Finance Work? - At U Car Finance, getting car finance is as simple as 1, 2, 3! Firstly, you will need to make your application. Our on-site finance calculator allows you to input a rough idea of how much you would like to borrow and over what period... Read FAQ
What Documentation Is Required? - At U Car Finance, whether you live in England, Wales, Scotland or Northern Ireland, you will need roughly the same documents to present. Generally, we will ask for proof of license, proof of income and proof of address. Typically, proof of income would be in... Read FAQ
What Is The Age Requirement? - With U Car Finance, you shouldn't find age makes a difference with your finance. You need to be at least 18 before making an application, however we are able to help young people get the loan they need as well as those with poor credit... Read FAQ
What Is The Employment Requirement? - At U Car Finance, there are no strict requirements regarding your employment status. Our lenders will ask for your job title - along with other thins such as income, address, credit history etc. - but it won't determine whether or not you are approved. We... Read FAQ
What Is The Income Requirement? - Here at U Car Finance, There is no minimum amount required to make an application because the variables lenders look at. We have a large selection of lenders who specialise helping people with different income amounts and income methods. For example, you may work full... Read FAQ
U Car FInance
U Car Finance is one of the leading UK Car Finance Brokers, we are dedicated to giving our customers the best service as possible. We accept people who have been refused elsewhere, people with good credit, bad credit and people with no credit history at all.

Our Address

U Car Finance
208 Victoria Street (Ground Floor)
Oldham, OL9 0DA
United Kingdom

Opening Times
Mon-Fri: 9.00 am - 7.00 pm
Saturday: 9.00 am - 5.00 pm
Sunday: Closed

Our Contact Infomation

Contact us if you have any questions.

Click Here For Contact Form
Phone : 0330 445 5505
Email : info@ucarfinance.co.uk

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