FAQ's: Finance Options U Car Finance Can Offer You | U Car Finance UK
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Finance Options

Finance Options – FAQs
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Frequently Asked Questions - Finance Options

Please have a read through our extensive Frequently Asked Questions. If you have any further queries in relation to car finance, you can contact us on enquires@ucarfinance.co.uk or call us on 0330 445 5505.

Can I Part Exchange My Vehicle? - The simple answer to the question is Yes, with our comprehensive trusted dealer’s part exchange program, we are able to help you part exchange your vehicle, our part exchange valuation feature within the client account area can give you an indication as to what the... Read FAQ
Ending Current Agreement - If you have used U Car Finance in the past to apply for finance and now want to end the agreement, you'll be required to directly contact the loan provider. Once you have signed a contract for finance you have a ''right of withdrawal'' or... Read FAQ
Guarantor Loans - A Guarentor loan is a finance method in which you can take out a loan - in your own name of course - and proceed to make repayments on a monthly basis as you normally would. The Guarentor, who is typically a relative or partner... Read FAQ
Hire Purchase (HP) - Hire purchase - or HP for short - is currently the most common method people use buy vehicles on finance. At U Car Finance, we can offer an almost immediate decision on any hire purchase finance applications. With hire purchase agreements once you are approved... Read FAQ
How Much Can I Borrow? - There is a variety of factors involved in deciding how much you can borrow. Different lenders will take different things into account when looking at your application. You can use the car finance calculator as a guide to see what you would excpect to repay... Read FAQ
I Have Existing Finance - Having existing finance from another source, in the right cases, can be a good thing if you're looking for finance for a new vehicle with U Car Finance. If you've been on time with your repayments of the existing credit in your name, it's going... Read FAQ
Personal Contract Purchase (PCP) - A Personal Contract Purchase - or PCP for short - is another finance option on the market. With PCP agreements, you are able to defer ownership of the vehicle until you reach the end of the contract. This means that until you reach the end... Read FAQ
Personal Loans - If you are limited to your high street bank or building society, personal loans are offered by many different lenders nowadays. However, because we work with such a large variety of lenders we can offer competitive rates on personal loans that aren't yet secured and... Read FAQ
Settlement Figure - A Settlement Figure is the amount standing that is still owed on the initial sum recieved in your car finance loan, plus interest. This is an important figure to keep up with if you want to sell or replace the vehicle you are currently repaying... Read FAQ
Voluntary Termination (VT) - If you want or need to end your agreement early, perhaps because you are leaving the UK to work abroad or your finincial situation has changed, a Voluntary Termination may be a viable option for you. Complying with the law, finance companies like ourselves allow... Read FAQ
U Car FInance
U Car Finance is one of the leading UK Car Finance Brokers, we are dedicated to giving our customers the best service as possible. We accept people who have been refused elsewhere, people with good credit, bad credit and people with no credit history at all.

Our Address

U Car Finance
208 Victoria Street (Ground Floor)
Oldham, OL9 0DA
United Kingdom

Opening Times
Mon-Fri: 9.00 am - 7.00 pm
Saturday: 9.00 am - 5.00 pm
Sunday: Closed

Our Contact Infomation

Contact us if you have any questions.

Click Here For Contact Form
Phone : 0330 445 5505
Email : info@ucarfinance.co.uk

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