Car Finance | Car Finance Calculator | Good Credit | U Car Finance UK
Getting Car Finance Is As Simple As 123…

Car Finance

Car Finance Made Simple
  • Quick & Simple Application Process
  • All Circumstances Considered‎
  • Buy Any Car From Any Dealer
  • No Deposit Required
  • No Arrangement Fees
  • Refinancing Available
Car Finance Calculator
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Credit Duration
4 Years
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Car Finance

Here at U Car Finance, we have made getting car finance simple, using our three step process; you can be approved for car finance within minutes. Our aim is to help you secure low rate vehicle finance. We aim to get you the most competitive rates for your car finance, relative to Your Personal Circumstances from our carefully selected panel of lenders.

Car Finance allows you to buy a car now and pay for the car/vehicle you want in monthly installments. With our three steps process Apply, Get Approved, Sign & Collect! You can receive your new car within 48 hours; it’s that simple!

We have a variety of trusted lenders on our panel – This means there’s a higher chance of you getting accepted and ensuring the best finance deal available for you.

To make things easier for you, we have a dedicated account area for our customers, which once given access to, allows you to view over 10,000 listed vehicles from across the UK all in one simple place. All cars are part of our trusted dealerships program, and the FCA regulates all dealerships.

A car is usually a large purchase, which is why we ask for our customers to put down a modest deposit if possible. This is beneficial for you in the long run, as having an initial deposit makes the monthly repayments smaller. It also makes an approval for finance more likely for someone with a lower than average Credit Score.

If you’re still finding it difficult to get an approval, you could try applying for a Guarantor Loan or Joint Application. These finance agreements are typically seen as a safer alternative to a standard finance agreement, as with a Guarantor, there is a secondary applicant that can make repayments on your behalf if you find you cannot make the repayment yourself. A Joint Application allows both applicants to pay in an equal amount if agreed between them, essentially halving the amount you’ll have to repay as an individual. However, remember that if one applicant does not make a payment or defaults altogether, the other applicant is still held liable for the repayments.

Why not use Our Finance Calculator to see how much you could borrow today! Alternatively, you can call 0330 223 4384 and talk to one of our friendly members of staff who will help you with any queries.

Why Choose U Car Finance?

  • All Circumstances Considered‎
  • Low Interest Rates
  • No Deposit Required
  • No Arrangement Fees
  • No Obligation Quote
  • Refinancing Available
About Us & How Car Finance Works

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U Car FInance
U Car Finance is one of the leading UK Car Finance Brokers, we are dedicated to giving our customers the best service as possible. We accept people who have been refused elsewhere, people with good credit, bad credit and people with no credit history at all.

Our Address

U Car Finance
208 Victoria Street (Ground Floor)
Oldham, OL9 0DA
United Kingdom

Opening Times
Mon-Fri: 9.00 am - 7.00 pm
Saturday: 9.00 am - 5.00 pm
Sunday: Closed

Our Contact Infomation

Contact us if you have any questions.

Click Here For Contact Form
Phone : 0330 223 4384
Email :

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