Here at U Car Finance, we have made getting car finance simple, using our three step process, and you can be approved for car finance within minutes. Our aim is to help you secure low rate vehicle finance. We aim to get you the most competitive rates for your car finance, relative to your personal circumstances from our carefully selected panel of lenders. We take into account all credit circumstances, whether you have an excellent, good or poor credit history and even if you have CCJs or have filed for bankruptcy. Lenders and dealers are often limited by the financial products they may have on offer, however with U Car Finance; we have 100’s of financial products to suit your car finance needs, even if you have Poor Credit.
At U Car Finance we provide car finance across the UK, including St. Helens. We have trusted dealers across the UK, which allows individuals to purchase a vehicle near you effortlessly.
Graham is a recent car finance applicant from St. Helens. He was on a temporary work contract but earned a good wage. Graham had no mortgage or debts to be paid and had a good credit score.
Graham applied to U Car finance using our online application once recommended by a friend. Once we received Graham’s application for car finance, one of our car finance experts contacted Graham within minutes to help guide him through the process of financing the vehicle of his choice. Our car finance expert discussed the viable options for Charlie. He agreed to put down an initial deposit to £2,000 towards his new car. Using our ‘Found a Car feature’ within the account area, Charlie was thrilled to find a new Ford Focus only a couple of miles away from his home in St.Helens. We were then able to help him obtain a suitable car finance agreement for him to purchase the vehicle of his choice from a dealer in St.Helens.
A deposit is not required to get car finance with U Car Finance, in most case we can help you find a suitable finance arrangement that is specific to your need without a deposit. However, having a deposit can help you in the long run. By having a deposit, it will decrease the overall amount you need to borrow, meaning you will pay less on your repayments, costing you less to borrow, in some cases, it will potentially increase your chances for approval.
To make things even simpler, we have created our own online vehicles listing. Here, you can view 1,000’s vehicles from our trusted dealer partnership program within the account area.
Use our finance calculator to see what you could borrow today, we have competitive rates, we consider all our applicants on an individual case by case basis, this way we are able to take all small personal factors into consideration when making a decision. You can call 0330 223 4384 and talk to one of our friendly members of staff who will help you with any queries.
Popular dealers in St. Helens coming soon!
U Car Finance is one of the leading UK Car Finance Brokers, we are dedicated to giving our customers the best service as possible. We accept people who have been refused elsewhere, people with good credit, bad credit and people with no credit history at all.